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A third form is the "hybrid closed loop" card where the issuer has bundled a number of closed loop cards; an example is free gift cards for a specific mall. January 2, at 9: Used in our high-end target bodies. The Jeweler They use these inflated appraisal values to give the perception of big discounts. Do the same block them they are scammers. English Choose a language for shopping. Wind blew target over first day and one of the huge antlers broke off at the base.
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Again, we recognize this issue has been confusing and disruptive during an already busy holiday season. We want to emphasize that the issue has been addressed and let guests know they can shop with confidence at their local Target stores.
Hundreds of thousands of cards issued by non-U. This entry was posted on Friday, December 20th, at You can follow any comments to this entry through the RSS 2. Both comments and pings are currently closed.
There is an excellent book on this topic written by Kevin Poulsen entitled Kingpin. The genesis of the book can be found in this paper:. So if one bought alcohol with their card at Target during this time period did the hackers have access to their Drivers License information as well?
It is common practice at Target for the cashiers to request a drivers license from anyone purchasing alcohol. They then scan the barcode on the license what do they do with the data?
If you ask that they not scan, and instead merely visually confirm your age, they will do so, but it requires a supervisor override similar to when a cashier wants to void a purchase.
This means the customer has to wait, etc. So, the net result is that Target scans a shitload of licenses at their checkout counters. No clue how or whether the data are stored, but this is undoubtedly what prompted the question. Never knew you could ask for a visual verification. That requires showing ID. Sorry to assume everybody knew about this Target practice during routine alcohol purchases.
Yes thats right they ask you to scan your ID Card. Where is it stored? I think they should explain to consumers how they keep it safe forever or stop the practice. I no longer let them swipe it, but, many do. Anybody know how long or any details about this process? They are just more anal about it than others. You have the number and the formula, you get generate the CVV2.
They need to triple DES secret too! Not as easy as one might expect. If the card had been a chip card and the USA merchants had invested in EMV enabled terminals offering real security this all would be interesting but not troublesome.
They refused on the phone because they said I had to have used the card for an online purchase. I e mailed Target Headquarters saying cancel my card, giving them the card number. My bank has reported suspicious activity pertaining to my card. Is there something further I can do short of withdrawing everything from my bank and having all automatic deposits changed to another bank account? Pauline, Just call them back and say that you have a better card with lower rates and that you would appreciate if they could cancel out the card.
While they have a point in that your card may not have been part of the breach it is fully your right to cancel when you want. I would push the issue and if they do not honor it I would kinda say that you will take legal action if required as you no longer want the card. Can a regular person log onto one of these websites and check to see if their own card numbers are being sold? Remember if you log on to a site that sells stolen data a the FBI may be watching and you may get wrapped up in the hoopla, and B If they are the unscrupulous type and sell peoples cards do you think it would be easy for them to also monitor who connects and inject malware into the systems that are connecting??
Just a thought, I would make sure you use a public wifi connection not your house and also use a computer that is ready for the scrap heap then pull the hard disk out and junk it…DONT use the computer you surf the web for on a day to day or you may get something you didnt ask for.
I thought about this after I posted the question. Decided not to go to the website. It is only the banks who lose in the situation because at the end of the day, the banks will refund any fraudulents funds used out of consumers accounts, pay to reissue the cards, and man hours used. When a fraudulent purchase is made the banks deduct the transaction directly from the merchant that made the purchase. The merchant loses the product and the profit. Then has to fight to prove they did their best and followed verification protocol.
Usually if the merchant wins the customer loses, not the bank. Maybe in this instance the banks will absorb some of the loss, but somehow I doubt it.
Actually most major banks have a credit card fraud department that have real time access to fraud trends world wide. They can pin point the common point of compromise and enable protocols that cuts off card use in specific locations. The banks work hand in hand with Visa and Mastercard. There are several web based restricted access sites that they share infomation and discuss where fraudlent card activity is occurring. The crime is not victimless, it is the bank that suffers the fraud losses and in turn the consumer because the bank has to sometimes increase fees to absorb some of those costs.
Just a thought; sign up for SMS or e-mail alerts. Virtually all major card issuers have this functionality. Alternately, many will ring your phone s with an account alert. My AMEX card responds to purchases over a selected amount so rapidly that it often comes in as I am signing the chit. Chase will also leave me a voicemail if I am out of range or on an aircraft etc. Wells Fargo sends an update on all account activity about 3: This can include autopay, checks cashed and so on.
Chase did replace all the Money, back into my Account, though. I was absolutely floored!! I never set the Daily Limits that high…Chase did! Even if the cashiers go look to verify ID, the name and the 16 digits on the front of the card can be different than the magnetic stripe from which the purchase is made. These criminals tend to buy gift cards that they unload as quickly as they can or buy high priced items to sell cheap for cash.
I went to that website but left quickly. I just wanted to see if it was real. Hope the fbi dont knock on my door. Wonder how do they get away with it. A similar thing happened to me and I showed it to my lawyer. He said that they had no grounds to charge me late fees on a credit card that I never used. His advise was to ignore it which I did. They also called me and said they had a wrong address just like Angel wrote. I also never received a credit card by mail. My only mistake was to deal with a company that tries to scam consumers.
I wonder how many people were scared into paying Target illegal stolen money. When I originally commented I clicked the -Notify me when new feedback are added- checkbox and now each time a comment is added I get four emails with the same comment. Are there any variations MakeUseOf readers should know about?
Your email address will not be published. I've had a scam email through at work today which initially had me hooked but I pretty quickly realised it was fake. I'm a Buyer for a company and my boss is on holiday vacation for my non-British friends. My boss is dyslexic and his emails can often be poorly written with bad spelling, punctuation etc. Anyway, today I had an email saying it was from him and saying he wanted to treat all of our staff to I-tunes gift vouchers a bit unusual but pretty plausible.
The email was poorly written so I didn't think anything was particularly off. I started looking at how to do it, even rang Apple Customer Support for advice on how best to do it which was a pretty useless exercise no surprise there! I emailed 'my boss' back saying I was having difficulty and wouldn't Amazon vouchers be better as not everybody has Apple devices.
I then had a reply saying I was to go to the nearest Tesco store and buy physical gift cards then email them to him! So I sat there and thought, he's gone off his rocker! So I called my boss who, not surprisingly didn't have a Scooby what I was talking about lol. So for the last hour or so I've been having an email conversation with my fake boss ha ha.
I told him I have the gift cards and now he wants me to scratch off the pin panel, photograph them and send him the photos. I keep saying wouldn't it be easier if you just hang on until you return from holiday tomorrow, but he's insistent I send them. I've now told him that I have to go back to Tesco and buy a disposable camera because my Great Dane sat on my phone and cracked the screen.
I've got a nice picture lined up to send him when the right moment comes ha ha. Joking aside, this actually isn't funny. You've got to be constantly on your guard as the scammers get more and more imaginative. But after talking for a couple of weeks, he keeps asking me to buy him itune cards. Of course red flags went up. I talked to someone via this hangouts app via google. I met him on social media on meetme. He went by Pete Myers, but literally someone could scam you via any name male or female.
Anyways, he wanted me to do him a "favour" spelled that way. I asked what it was he wanted and eventually he said that he wanted to buy music via a card. I thought it was random. I declined before he asked because something about him seemed fishy and he had all these delayed responses. He even tried calling me before at like midnight I told him that he sounded like he was from Nigeria which is a common place a lot of scammers are from.
He tried buttering me up, but I saw through his act and quickly said I had to go. I was approached by a woman on Facebook from Sweden who said she was a soldier in Afghanistan. She said I was on her recommended friend's list. We exchanged emails several times then switching to Google Plus to chat.
Her Facebook profile looked legit. She said she was a nurse at the joint armed forces base. I probably chatted with her for about two weeks until she asked me to send her an iTunes gift card. I searched her name on Instagram and it came up as someone in Nigeria.
As soon as she mentioned an iTunes card I knew it was a scam! I confronted her about it and she denied everything I told her She tried to contact me a couple more times but I just ignored any messages after that.
This happened to a man i know. In my country you are conned into buying cellphone airtime and then he phones you to give him the pin, all the while claiming to have a breakdown on his machinery and totally desparate for help. My friend only lost R,00 when i twigged. My mother fell for this but we were quick to telephone Apple and have the cards marked as fraud!
However, a week later when we phoned to check on the return of monies we were told by our representative that a new employee at Apple had somehow "unlocked" the cards and the money was now gone! She said there was nothing she could do about it and the employee would be reprimanded. There is this guy named Russell Nickles last name May be spelled wrong has been trying to get me to buy ITunes cards in the chance to get a large sum of money from the United Nations and the Bill and Melinda gates foundation.
Says they are for activation to get this money. He told me not to tell anyone. I think he even cloned one of my friends so he could talk me into buying these cards. I haven't given him anything. I am reporting him to messenger. I thought maybe it was my kids but they never had my debit card connected to their accounts. So what do I do? Like I've done many times before I Google the phone number for iTunes customer service to call them and straighten out the situation.
Long story short, I called the number and was told that my bank account was used to make fraudulent purchases with Apple. They said they had to transfer me to a specialist in their fraud department to start the reimbursement process.
Since I made the call to them I wasn't skeptical at all. I mean, why would anyone feel like their being scammed when you've actually initiate the contact? They literally had me go to the store to purchase cards so they could "safely" credit my account without any additional compromises to my bank card. They said this was the only way to give me the cash back. Well, the joke was on me! To this day I have no idea how those scumbags accessed my debit card to make two purchases and somehow knew that I would Google a fraudulent iTunes customer service number and fall into their trap.
Anyway, two pieces of advice I just read your story and my jaw hit the floor. This just happened to me today. I'm so pissed that I could be so dumb falling for that. If this posts I want people to see the number that appeared on google when I searched for iTunes cusyomer service.
Mary, you have my sympathy. It happened to me, too, and I am still kicking myself for falling for it. It's kind of like we were hypnotized, isn't it? What happened to me was that I got a phone call from someone claiming to be from Apple saying that I had a virus on my computer. Because the phone number on my phone was the same as Apple's help phone, I thought it was real. But like the IRS, Apple never calls you if there is a problem.
They'll send you a letter, I believe. The scammers were "ghosting" the phone number. They even ghosted the URL of Apple's website. I stupidly let them have access to my computer to "check for viruses". They claimed I had a serious virus and wanted me to buy iTunes cards to download software to fix it.
They then talked me into buying a couple of those damn cards. Fortunately, the hypnosis wore off. I changed my user names and passwords for my online accounts and had my computer virus checked. I have a freeze on my credit records, which also helps. I put all my sensitive data like tax records onto an external drive and from now on will only have it on my computer if I'm working on it. If it's important, they'll leave a message.
Dating site got me too. Said he was in the military and couldn't get off base while in my town. Then he was supposedly deployed overseas. Where he crushes his phone weightlifting and needs new ITunes for the new phone. All the while his text seemed off. But he seemed so nice and text me day and night and all throughout the day. I finally figured it out. Haven't told him off yet. After my husband of 20 years does.
I feel very vulnerable and he saw that and took advantage on the dating site. I'm now jadded but learned a valuable lesson. One lady introduced me as combat engineer in army and she said she is in Georgia army base. I said, I will meet in person, she said she was deployed suddenly to Syria. Today she asked me for more and I felt something fishy Sadly I'm in love with her. Oh Jim, run, don't walk, to the nearest exit.
She is clearly a scam artist and she's laughing at you for falling for her. Getting requests from dating chat rooms to buy an iTunes card for an "urgent" issue. I cut them off. I don't "lend" money to anyone, ever. I've had this happen several times on Twitter. As soon as they mention iTunes gift cards I block them. Do they think I'm stupid? Is she scamming me on wire messenger? Should l do this for her birthday gift? I have gotten a message via th messanger saying they claimed their prize and while doing so came across my name in the list of winners.
Said it was completely free. Then they said that you have to buy 3 As proof of identity. Oh forgot to mention I had to scratch the back off and send them the picture of the numbers. I knew right from the beginning it was a scam. But the person that told me about it said she would buy me an itunes card I could pay her back when I got my money. I am gonna tell her you buy the cards for me and when I get my money ill pay you This almost exact thing happened to my mom. The message came from a person she has known for years and is friends with on Facebook.
So she did it.