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Now, when can I set aside an hour to wrangle with that collection agency? While having my varicose veins treated, I chatted with my doctor about health insurance. He said he was against the Affordable Care Act, but as we talked he admitted that dealing with Medicare was so much easier than working with insurance companies.

He said that, while Medicare pays less, at least they pay quickly. Insurance companies, on the other hand, ask for more information, reject claims, and generally seem to find ways to delay payments. Has anyone calculated the added cost to health care from doctors having more support staff than nurses in their office? The private insurance system we have is so inefficient and wasteful — and this does not include profits. In a day of universal bar codes and scanners there is no reason to manually code any equipment or disposable supplies.

A portable scanner could have tracked that splint as easily as a can of tuna, ordered a replacement for inventory purposes and noted the account to which it was billed. What am I missing? Is it because they pay electronically? Medicare has well-established rules based on code combinations that appear on the claim.

They will automatically reject or deny what is inappropriate based on these rules. SpeedECoder is software that contains all these rules at http: Health plans and providers must share their responsibility of making the innovations and investments needed to improve efficiency in our health care system. Naomi- You are being too generous in calling this a billing error — it was likely intentional overbilling.

In my personal experience, most medical bills are padded — a 5-minute visit billed as a minute visit, a cursory ER examination billed as a level 4, a simple neeedle aspiration billed as incision or drainage, excision of a 3 mm lesion billed as excision of a 20 mm lesion. All of these bills passed insurance company screening, These were not clerical errors — They were adjusted by the treating physicians only when I told them that I was a physician who directly witnessed the procedure and would file a complaint to the state medical board about fraudulent billing.

This will take us from some 14, codes currently to 69, In the meantime, both providers and insurers will have to spend tens of millions of dollars to reprogram their computers to get ready for the changeover. A PA who saw me in the ER Fast track is trying to bill me for a pulse reading he did not do when I was seen for a back injury related to my part time hospice job.

New to me too even though I once worked in an orthopedic ward. But having our own lingo is one of the ways we doctors control the closed shop called Healthcare. That as some of the commentators here have noticed is in the Art of Billing. Needless to say the publication of the ICD will be helpful at least to doctors in this regard. I had a similar experience. My son broke his foot and the ER put him in a cast up to his upper thigh. When I got him to our family orthopedist, he took the cast off and said NO cast was necessary, just that my son should stay off the foot and wrap it if it made it more comfortable.

Besides insurance paying for unnecessary expense, it put my son through a lot of unnecessary discomfort. Nate Ogden — Unfortunately, the rate of fraud in private insurance is largely unknown because, unlike Medicare and Medicaid which are mandated to investigate and pursue and publicize fraud, private insurers largely ignore fraud as an issue, since the cost of pursuing it is higher than the cost of accepting it.

One of the few studies ever done on private insurance fraud, an investigation by newspapers in New Jersey, showed a higher rate of fraud in private insurance than in Medicare. The main form of waste in private insurance, however, is not fraud, money paid for profits, for advertising and underwriting, for sales, or for large salaries to top employees, but the money lost to the inability of private insurance to deal effectively with negotiations with providers.

This year, the growth of cost for private insurance was almost twice that of Medicare. Private insurers are by no means eager to continue paying this differential, but because of the power of providers in many areas of the country they are largely powerless to stop it. Medicare, on the other hand, can and does control costs and eliminate payment for many — but by no means all — wasteful procedures and tests.

If the ACA is allowed to take effect, Medicare will be even more effective at that. Hopefully, private insurers will be able to hitch a ride on Medicare at that point — as they often do now — and reduce payments as well. The insurance exchanges, if allowed to take effect, will also give private insurers the chance to show customers exactly what they are paying for the costs exacted by powerful provider groups and make the choice of whether they want that cost or prefer to buy insurance that may give them fewer choices of providers but will cost much less.

Not sure what you based this comment on but it is far from the truth. Because the title of the bill says so or what is this based on? They expect to do it with cost-effective networks, better care coordination and hospital discharge planning and, of course, a lot less fraud than Medicare experiences among other things. At the same time, as the states deal with their own budget issues, they are moving more and more Medicaid beneficiaries into managed care plans because they save money.

To counteract this, tiered network, narrow network and limited network insurance products are finally starting to gain traction with employers.

A victorious Coach Pitzel is greeted at the airport by her Taylor High runners and holds her golden track shoe. Mayde Creek cross-country girls ready for a work out on the terrain.

Two moms who live a world apart bond during the competitions. Volleyball team members display their gold medals. The Team Texas volleyball players brought home gold from Greece. Special Olympians are tough! Katherine Richards played volleyball despite a twisted ankle. The Team Texas logo. Aleta Patrick and her mother on one beautiful day. Antiques and comfortable furnishings in warm prints set the tone for the living room — casual yet elegant.

Beautiful Saltillo tile sweeps underfoot through the back of the house, a private area that encompasses the kitchen, breakfast and den. Here, a view from the breakfast room looking into the kitchen. This cute, perfectly purple bedroom with monogrammed initial As on the wall belongs to younger daughter, Ava. An upstairs wall is adorned with artwork created by daughters Anna Claire and Ava Learning is fun at home, too. An upstairs section of the gameroom is cleverly outfitted with school desks and a giant chalkboard.

Jennifer likes to bring nature indoors too. The Adam home is every bit as beautiful from the back, with striking angles that promote views of the pool and golf course beyond A fleet of fun, fanciful mushrooms add ornamentation in the shade garden. The bell-shaped flowers of the gorgeous African blue lily always catch the eye in a summer garden. Front-Wheel Drive Starting price: Alexis Snapp with Rosemary and A. Gambino at the San Antonio Livestock Show The Survivor, made and donated by quilt artist Carolyn Crump, features a mother and daughter with beaded necklace and earrings.

Steps Lighting the Way was made in honor of a woman who lost her battle with ovarian cancer. The Wright house, located at Katy Historical Park. Swimming is one of the events at the Katy Triathlon at Firethorne. A piece of metal art and matching throw pillow add color to an otherwise bland room. From the Robert Allen Home Collection Designed to blend seamlessly with the ruggedly beautiful landscape, the Southern Ocean Lodge appears to float along its secluded clifftop setting.

Traditional English style custom sofas provide supreme comfort. Kendall and Kristin Bumbera. Troop on the highest peak in New Mexico, Baldy Mountain. Band members congregate at the Firethorne subdivision and play for donations. Examples of local telephone exchanges from ads in the Fort Bend Telephone Co. Eureka science coordinator Jill Wojciechowski helps two students identify rocks. The dance was choreographed by Mariana Luviano. Members of Pack perform a community service project at Exley Elementary.

Partially reclaimed brick was used in the front elevation of the home. The trim and column shape, along with the front door, are typical Arts and Crafts. The front door, South American mahogany, features a glass embellishment designed by a local Heights artisan. Landscaping by Bob Atwood Designs. Family skiing at Spanish Peaks m One of a pair of French porcelain vases, c. Gift of Ima Hogg. At Ghost Ranch by Brandy Watkins, mixed media collage.

Houston Rockets mascot, Clutch, with long-time volunteer Avadele Short. Girl Scouts were among those who read the names of those killed as a result of the events on Sept. Introduced in , lime Jell-O is now the bestsellling flavor. The Kraft package forever changed how Americans eat macaroni and cheese.

Smith proudly owns a copy of the Declaration of Independence that hung in the Library of Congress from until recently. Frank is renowned for his painted artwork. Bronze Chalice sink with wall-mounted brushed-bronze faucet from Stone Forest. Sink is available in golden bronze, weathered bronze and white bronze. Jaime Sojos and Sgt. A lovely Christmas wreath stretched across this picture window, along with the holiday pillows mixed among the stylish day-to-day décor, bring just the right festive touch to the den.

Williams first-graders learn the importance of brushing teeth. Christin Vogel Attendees enjoy the Arbor Belles welcome luncheon. Peyton Lumpkin, District 17 senior vice commander. Posing with the last Katy passenger train: McDonald, Station Agent G. McGinnis, Leroy Wilkinson, Mrs. Charles Sheridan and children; Marie and Lee, Mrs. The conductor was Harry R. Tidwell of Smithville and the brakeman was Bill DeLoach. Katy kids waited for the last train and waved as it went by on Nov.

Pool by Pilot Pools. The Sea Beneath by Sherry Sullivan, oil and acrylic on canvas, One big happy family: Photo by Pam Francis Debbie and Roger enjoying a beautiful landscape. Roger enjoying golf at one of the lodges at the Renaissance course in Scotland Roger gives Cy a shampoo In winter, buy several small pots of hyacinths and transplant the bulb flowers into a larger pot. Fragrant hyacinths are one of the joys of the indoor spring garden. Plant multiple pots of hyacinths from the supermarket or home center in one big attractive container.

Stunning wood elfa décor Shelves beautifully store your accessories while elfa Hanging Drawers and Closet Rods keep clothing perfectly organized and easy to access. Exclusive to Container Store. Griffin Elementary third-graders recognize veterans during its annual choral concert. How Brandon Wees feels about his 3-year-old sister, Ashlynn.

Balancing Act is a new exhibit on view through May The Shortbread package has a new look to celebrate the th anniversary of Girl Scouts. Steer roping takes time, talent, and a lot of nerve. Rodeo clowns come in handy when the bulls have a mind of their own! Fans look forward to bronc busting every year at the Katy Rodeo. Barrel racing requires a good horse and plenty of practice. The formal living room, which opens fluidly to the outdoor entertaining space, offers this family more than ample room to gather comfortably with friends.

Remarkable details like the antique Indian boat masts, which seem to float from the walls, the wooden folding chairs or the Indonesian shutter panel with the authentic Dutch seal in the middle can be found throughout the home.

The snow area was a huge hit with kids at the Katy Old Fashioned Christmas event. Members of the Beckendorff Choir spread holiday cheer with the gift of song.

Cinco Ranch High School Varsity swimmers collect gifts for wounded soldiers. Fourth- and fifth-grade Student Council members from Hayes Elementary. Hope Harris, already a veteran of many stage productions at age The Marquette bed from Hooker Furniture has a headboard and footboard featuring an Art Nouveau-inspired egg-shaped motif. While the bold pattern has a contemporary vibe, it also represents a return to tradition, playing off the age-old designs of grillwork and lattices, but in a way that works for 21st century homes.

Bagpipes and music greet visitors at the North Texas Irish Festival. The Girls U12 Four Hand team: The team placed 21st at the Southern Region Oireachtas.

Aoife Ni Ghloinn, Rev. Harold Good, Lori Gallagher of St. Max Triola is on the far left. Cass Academy Dancers at the Rocky Mountain competition.

Celtic crosses appear here and there at the North Texas Irish Festival. McKenna Sheedy hopes her story about living with psoriasis will help other parents and children. Members of Katy Students Run. Sean Payne receives a prestigous award from Boy Scouts of America. A striking piece from South Africa sits atop an eclectic tabletop in the upstairs foyer.

Far right bill oldham, a representative of the fort bend thrivent financial for lutherans board, presents a check to job ministry leaders l-r selina ponniah and jean marie huntington to help with expenses for the christ centered job fair. Members of Brownie Troop learned about Life Flight and even had the opportunity to sit in the helicopter. Griffin Elementary students and staff at the Katy Rodeo Parade. Naval Academy dean of admissions; Johnathan Leyba; Lt.

Science teacher Blake Lannom with student Symphony Yellowe. Stacy Levin is greeted by students after being named Teacher of the Year. Pergolas create a backyard destination perfect for relaxing or entertaining. The sheltered cane headboard is presented here in antique white. The curves of the bed echo the shape of the windows and nightstand. Sherry at Wimbledon, pointing to her favorite tennis player, Andre Agassi.

The two were born the same year. Stewart with his car and driver in front of his home and office. Stewart sometimes rode his bike to make house calls. The Lyon family l-r: Andrew, dad Brandon, Lucy, mom Sara and Isaac. The views are heavenly at Ski Santa Fe which is nestled in the extreme altitudes of the beautiful Sangre de Cristo Mountains. Photo courtesy of Lee Klopfer. Oak trees on Second Street today.

These trees were planted beside the Cobb Hotel on Second Street about Resort Entrance Cambridge Outdoor Fireplaces are available in a selection of styles and colors with options for firewood storage and even an illuminated water feature. Bride and groom share a tender moment in their winter wonderland. Spa Tower draws on Renaissance architecture to create a feeling of elegance while accentuating the soaring tower design of the shower. Mark Johnson stands by a mural for his late daughter Teresa at Huggins Elementary school library, where he is a volunteer.

Lucy Chen with her trophy and winning artwork. More than individuals were in attendance at the Cosentino Center Grand Opening event. Katy franchisee Cosmo Parisi with his daughters at the Grand Opening event. Bob Boyette gets ready to make his famous omelets. Katy Elks officers for The Cooper kids in March The depot in the s.

The Drix Gourmet burger is topped with garlic aioli, avocado, cheddar, romaine, tomato and red onion. Drix offers martinis as part of its Happy Hour menu, which runs Tuesday through Sunday from 4 until 7 p.

Festive scarecrow in a pumpkin patch for custom order Custom orders for weddings, anniversaries and special events Sophia created a grand piano with a bench for a special order. Newborn Madeline Leigh Armstrong. Drix Restaurant and Lounge offers a lunch menu on Tuesdays through Fridays from 11 a. David Sander left and Charles Talab right with retired Maj. Army, who was a guest speaker at the Scout Recognition ceremony.

The Erickson family at the dedication of the Cindy W. Troop scouts and leaders. Roxolana Krywonos with her wall of art awards. The identity of the bride and groom in this photograph are uncertain, but the preacher marrying them is Wm. Featherston came to Katy in and became the first preacher for the Baptist Church.

The home he lived in is now located in Katy Heritage Park. The smiling couple enjoyed a toast. The group will appear in a special one-night-only concert at Jones Hall July Freedom Fest attendees enjoy the parade. In the Wildlife on Wheels program, children will learn about the animals that are native to Texas. Tatyana Panchishna took First Place for grades K The Regatta Gospel Concert was the brain child of Dr.

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